IndyMac Bancorp, Inc. (NYSE:NDE) is the holding company for IndyMac Bankr, a leading technology-based mortgage bank with proprietary, award-winning systems to facilitate, among other things, automated underwriting and risk-based pricing on a nationwide basis via the Web. IndyMac`s mortgage banking group offers multi-channel distribution of its mortgage products and services through a nationwide network of mortgage brokers, mortgage bankers, community financial institutions, realtors and homebuilders. The mortgage banking group also offers mortgage products and services directly to consumers through the Internet, telephone and its outhern California branch structure. IndyMac Bank also offers a wide array of Web-enhanced banking services, including deposits and home equity lines of credit, in addition to its core mortgage products and services and provides commercial loans to homebuilders for the purpose of constructing new single-family residences. IndyMac Bank is FDIC-insured. IndyMac`s management is committed to delivering superior returns and increasing shareholder value. Under its current management team, IndyMac`s total return to shareholders for the period 1993 to present has outperformed the comparable returns for the S&P 500 and Dow J
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