INDYMAC BANK NOW A PREFERRED LENDER ON BYTE LOAN ORIGINATION SYSTEM.

INDYMAC BANK NOW A PREFERRED LENDER ON BYTE L

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INDYMAC BANK NOW A PREFERRED LENDER ON BYTE LOAN ORIGINATION SYSTEM.

IndyMac Bancorp, Inc. (NYSE: NDE) ("IndyMac*") announced today that all IndyMac customers using BYTE* loan origination software (LOS) now have the option to upload loan data from BYTE directly to QuickPricer* and e-MITS*, IndyMac's online loan pricing and decisioning platform.

This new functionality allows BYTE LOS users to seamlessly upload loan submission data into QuickPricer and e-MITS through two available options. Users can push loans directly from their BYTE LOS into QuickPricer and e-MITS, or loans can be imported directly through the "Import from LOS" option, in the Approved Customer section of www.IndyMacB2B.com .

"This enhancement makes the loan origination process streamlined and efficient for our customers," commented Ondar Tarlow, First Vice President/Director of Marketing and e-Commerce for IndyMac's Mortgage Professionals Group. "BYTE LOS users can now submit loans faster, increasing their productivity levels, with less data entry errors and the added convenience of uploading loans directly."

"We are pleased to be a preferred LOS, giving our loan originators the opportunity to access the award-winning QuickPricer and e-MITS systems. BYTE is one of the many acquisitions enhancing CBC's 55 years of credit reporting experience, and our unique suite of products and services," remarked Kent S. Johnson, Vice President of CBC Companies, which provides comprehensive nationwide real estate settlement services, from point-of-sale origination software through post-closing and default services.

IndyMac is an industry leader in mortgage technology. QuickPricer, IndyMac's online pre-qualification, pricing and ratelocking platform, offers risk-based pricing indications with a minimum amount of information, usually only 13 fields. e-MITS is a more expansive platform which offers customers automated loan decisions in under one minute with risk-based pricing, ratelocking and pipeline management. IndyMac's comprehensive product suite promotes mortgage brokers' and bankers' ability to increase their pipeline and referral network by offering Alt-A, Subprime, Jumbo, Construction, HELOC and a wide variety of Interest Only and hybrid ARMs.

As a preferred lender on BYTE LOS, IndyMac is now integrated with all the top five loan origination systems, which also include Calyx Point, Genesis, Contour and Encompass. These five systems cover 95% of the mortgage originator LOS market.

"Our technology model makes the loan origination process as fluid and easy as possible for our customers," commented Frank Sillman, CEO Mortgage Professionals Group. "We are now able to offer a streamlined loan origination process for all five top loan origination systems. Extending to our customers the very best in LOS technology ensures they are able to submit loan data fast, accurately and efficiently."

About IndyMac Bank
IndyMac is the holding company for IndyMac Bank�, the largest savings and loan in Los Angeles county and the 10th largest nationwide (based on assets). Through its hybrid thrift/mortgage bank business model, IndyMac is in the business of designing, manufacturing, and distributing cost-efficient financing for the acquisition, development and improvement of single-family homes. IndyMac also provides financing secured by single-family homes to facilitate consumers' personal financial goals and strategically invests in single-family mortgage-related assets. IndyMac Bank utilizes its award-winning e-MITS* technology platform to facilitate automated underwriting, risk-based pricing and rate lock of home loans on a nationwide basis via the Internet at the point of sale. IndyMac Bank also offers a wide array of Web-enhanced banking services, including deposits, competitive CD and money market accounts, and online bill payment services. IndyMac Bank is FDIC insured. IndyMac's total annualized return to shareholders for the period 1993 through September 30, 2004 of 24%, under its current management team, has exceeded the comparable returns of 12% and 10% for the Dow Jones Industrial Average and S&P 500, respectively, for the same period. For more information about IndyMac and its affiliates, or to subscribe to the Company's Email Alert feature for notification on Company news and events, please visit our Website at www.indymacbank.com.

Source: 10/08/2004 MMag 410_031
Company: IndyMac Bancorp, Inc.
Contact: ONDAR TARLOW , Phone: 626-535-5625

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