INDYMAC BANKŽ ANNOUNCES NEW MANAGEMENT ADDITION to WHOLESALE NONPRIME LENDING DIVISIO

INDYMAC BANKŽ ANNOUNCES NEW MANAGEMENT ADDITI

I have been in the bank
i want management level
i am Foreign Qualified
Being a fresher, I woul
Mortgage Leadn Processi

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INDYMAC BANKŽ ANNOUNCES NEW MANAGEMENT ADDITION to WHOLESALE NONPRIME LENDING DIVISIO

IndyMac Bancorp, Inc. (NYSE:NDE)("IndyMac*") announces the appointment of Paul McCabe as First Vice President - Western Region for IndyMac's Wholesale NonPrime Lending division.

"Paul comes to IndyMac after 6 years at First Franklin Financial, where he had a proven track record of success," commented Tom Wagner, President of IndyMac's Wholesale NonPrime Lending division. "We are thrilled to have Paul's experience and expertise on the IndyMac team. I know that he will contribute greatly to the rapid growth and success of our NonPrime channel."

McCabe began his career at First Franklin as an Account Executive and worked his way up to Branch Vice President. His final promotion placed him in the role of District Vice President, where he led First Franklin's Southwest Region, where he increased monthly production from $94 million to $300 million in just 12 months.

McCabe will be working out of Denver, Colorado, where he resides with his wife and three children.

About IndyMac Bank

IndyMac Bancorp, Inc. is the holding company for IndyMac Bank, the largest savings and loan in Los Angeles County and the tenth largest nationwide (based on assets). Through its hybrid thrift/mortgage banking business model, IndyMac is in the business of designing, manufacturing, and distributing cost-efficient financing for the acquisition, development and improvement of single-family homes. IndyMac also provides financing secured by single-family homes to facilitate consumers' personal financial goals and strategically invests in single-family mortgage-related assets.

IndyMac utilizes its award-winning e-MITS* technology platform to facilitate automated underwriting, risk-based pricing and rate lock of home loans on a nationwide basis via the Internet at the point of sale. IndyMac provides mortgage products and services through various mortgage banking divisions and invests in certain of its mortgage loan production and mortgage servicing for long-term returns. IndyMac's mortgage Website is ranked the number one overall mortgage Website by WatchfireŽ GomezPro(tm), an Internet quality measurement firm, a position it has held for eight of nine measurement periods since Fall 2000.

IndyMac Bank also offers a wide array of Web-enhanced banking services, including deposits, competitive CD and money market accounts, and online bill payment services. IndyMac Bank is FDIC insured.

IndyMac's total annualized return to shareholders of 24% for the period 1993 through January 31, 2005, under its current management team, has exceeded the comparable returns of 12% and 11% for the Dow Jones Industrial Average and S&P 500, respectively, for the same period.

For more information about IndyMac and its affiliates, or to subscribe to the Company's Email Alert feature for notification on Company news and events, please visit our Website at www.indymacbank.com.

Source: 02/16/2005 MMag 502_024
Company: IndyMac Mortgage Professionals Group
Contact: FRANK SILLMAN , Phone: 626-535-5216

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