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Press Release
December 3, 2008 - Guaranteed Home Mortgage Company, Inc.

Guaranteed Home Mortgage Company Announces New Survival Package for Struggling Mortgage Companies

Guaranteed Home Mortgage Company, Inc. (Guaranteed, www.ghmc.com), a White Plains, New York-based residential mortgage investment and banking firm, today announced a new survival package for struggling mortgage companies. The package consists of assistance in compliance, marketing, accounting and processing, and the use of proprietary software systems, under the Guaranteed umbrella.

To receive the package, companies may join Guaranteed as a branch office provided they have sufficient mortgage banking, brokerage and management experience. Guaranteed then lets the new branch focus on its core competency of generating business revenue while it handles licensing issues, regulatory reports and other auxiliary functions. Guaranteed's loan-origination program, Encompass, and lead-management system, Lending Tree, would cost an independent organization hundreds of thousands of dollars, but they are provided for free, with training, for Guaranteed affiliates.

David Wind, Principal and President of Guaranteed, noted, 'Our comprehensive support structure emphasizes mortgage banking fundamentals and serves as a major component of our new survival package. We also help our branches leverage our national operation to achieve lower-cost financing for their clients while maximizing their own returns on each transaction.'

He went on to describe the company culture as another major factor in its success. Originally a family-owned business, Guaranteed emphasizes a 'people-oriented' approach. It ensures all its branch personnel receive extensive training, mentoring and support, including a weekly national conference call, and a Quickpay(TM) system to provide agents next-day payment after the funding of a loan.

For more information, please contact Kelley Berkheiser at 914-696-3400, x246, email kberkheiser@ghmc.com, visit www.ghmc.com or write Guaranteed Home Mortgage Company, Inc., 2 Gannett Drive, #110, White Plains, NY 10604.

Contact:
Kelley Berkheiser Willy Gissen
Guaranteed Home Mortgage Company Cut-It-Out Communications
914-696-3400 914-723-7212
kberkheiser@ghmc.com wgissen@cutitoutcommunications.com
www.ghmc.com www.cioediting.com

Source: Guaranteed Home Mortgage Company, Inc.

CONTACT: Kelley Berkheiser, +1-914-696-3400, kberkheiser@ghmc.com,
Guaranteed Home Mortgage Company; Willy Gissen, +1-914-723-7212,
wgissen@cutitoutcommunications.com, of Cut-It-Out Communications for
Guaranteed Home Mortgage Company

Web Site: http://www.ghmc.com

Guaranteed Home Mortgage Company, Inc. by Kelley Berkheiser, White Plains-Ny