Truth-In-Lending

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1- TIL by each state, and training offered by each state.

2- Disclosure & compliance  requirements and training.

3- Software

 

1. TIL Regulations:

 

Federal Reserve- here is the info put out by the Fed Res:

Codes for Reg Z and TIL:  http://www.federalreserve.gov/regulations/title12/sec226/12cfr226_01.htm
Regulations list- by subject: http://www.federalreserve.gov/regulations/default.htm
 
Regulations on TIL:  http://www.federalreserve.gov/regulations/regref.htm
 
Searches- in all Fed branches:  http://search.ny.frb.org//search97cgi/s97_cgi.vts?Action=FormGen&ServerKey=Primary&Template=frsall.hts
 
Searches through Res system:  http://search.ny.frb.org/search97cgi/s97_cgi.vts
 
Latest news: http://search.federalreserve.gov/search97cgi/s97_cgi
 
Press releases for TIL:  http://www.gabankers.com/e-Bulletin/gba_bulletinDec142001.FRB_HOEPA_release.htm
 
Staff Press releases:  http://www.federalreserve.gov/boarddocs/press/boardacts/2002/20020403/
 
Federal Trade Comm search: http://www.ftc.gov/search
 
FDIC Enforcement Decisions and orders:  http://www.fdic.gov/bank/individual/enforcement/index_by_statute_regulation.html

 

Penalties for non-compliance: 

http://www.moneypage.com/regs/penalties.htm

http://www.thewarrengroup.com/home/wp/njbt/njbtspring2001/130302200100001.asp

 

 

Q&A about TIL:  http://www.indianarealtors.com/legal/reg_z.htm

 

Research helps: 

            MBA:  Reg z search: http://search.freefind.com/find.html?oq=%22truth+in+lending%22&id=340748&pageid=r&lang=en&query=regulation+%2Bz&mode=ALL&search=all

 

MBA: TIL search:  http://search.freefind.com/find.html?oq=regulation+%2Bz&id=340748&pageid=r&lang=en&query=truth&mode=ALL&search=all

 

General search:  http://www.occ.treas.gov/query.idq?CiScope=%2F&CiMaxRecordsPerPage=10&TemplateName=query&CiSort=rank%5Bd%5D&HTMLQueryForm=queryhit.htm&CiRestriction=truth+in+lending

 

Feddie Mac TIL Search:  http://freddiemac.com/search/search_results.jsp?ResultStart=1&ResultCount=10&QueryText=truth+in+lending

 

OCC bulletins:  http://www.occ.treas.gov/occ_current.htm

 

Bankers Online discussion:  http://www.bankersonline.com/ubb/Forum1/HTML/001252.html

 

 

Latest amendments:  http://econpapers.hhs.se/article/fipfedgrb/y_3A2002_3Ai_3Ajan_3Ap_3A17.htm

 

Misc code helps: 

http://www4.law.cornell.edu/uscode/15/1601.html

http://www.cardreport.com/laws/tila/tila.html

http://www.mortgagemart.com/regz.html

 

 

Professional products:

http://www.morgij2.com/index.htm

http://www.aprsystems.com/main.html

http://www.bankfocus.com/bankfocus/Solutions/Library/index.html

http://www.brokeragentsoftware.com/forms/financial_forms.html

http://www.calyxsoftware.com/

http://www.greatland.com/GreatlandProducts/index.asp

http://www.mcoffice.com/index.html

http://www.pciwiz.com/Solutions/fairlendingwiz/index.asp

  

2. Compliance & Disclosure:

Sample illustration:  http://www.mortgagereform.org/Til.pdf
Forms, etc:  http://www.compliancesource.com/Default.asp
Reform:  http://www.mortgagereform.org/html/downloads.html
http://www.complianceheadquarters.com/Lending/lending.shtml

 

Articles and Opinions:

Compliance Headquarters:  http://www.complianceheadquarters.com/Articles/articles.html

 

Hot topics:  http://www.triacnet.com/hottopics.htm

 

Updates:  http://www.uccarticle9.com/

 

MBA:  http://search.freefind.com/find.html?id=340748&pageid=r&mode=ALL&n=0&query=truth&s=news

 

Help:  http://www.mtgprofessor.com/A%20-%20Mandatory%20Disclosure/Does_truth_in_lending_help.htm

3. Consultants and software:

http://www.bankexam.com/exams.html

http://ultimateconsulting.net/compliance.htm

http://www.regulatorycounsel.com

http://www.davis-opper.com/do_main/services.htm

http://www.smartagreements.com/bltopics/Bltopi41.html

http://www.aspratt.com/

http://www.aba.com/Compliance/default.htm